Welcome

Bringing a 360º Advisory Approach to our Signature Industries No one knows your business like you. That’s why Risk Advisors of America partners with our clients to learn the nuances of their individual operations and challenges, and deliver a 360-degree customized approach to insurance and risk management that is nimble and flexible to meet the ever-changing landscape of the industries we serve.   Risk Advisors of America’s laser-sharp focus is in three niche markets: Hospitality, Commercial Real Estate and Apartments. Our experienced staff brings a macro approach to what is happening in each industry and then analyzes our client’s specific operations, activities and exposures to develop programs and strategies that protect assets, control losses and maximize profitability.   Our strategy is based on innovative risk control, claims management and industry expertise combined with national, regional and local insurance representation. We’d like an opportunity to show you how our strategies can bear meaningful results for you. Please call us today at (877) 881-0743.

Miami Restaurant Insurance: Common Restaurant Risks

Miami Restaurant Insurance: Common Restaurant RisksMost hotels also operate restaurants, cafes or food establishments within their complexes. It is a great way to attract more clientele. But what risks do hotels face when they operate restaurants and taverns?The hospitality industry in particular faces unique exposures. Whether a five-star restaurant, cafe...

Orlando Liquor Liability Insurance: Coverage Overview

Orlando Liquor Liability Insurance: Coverage OverviewThe Orlando liquor liability insurance market is stagnant. Although the supply of alcohol is constant, the demand for insurance is virtually nonexistent. Experts estimate only 35% of businesses that should have liquor liability insurance actually have it.Due to its high cost, many businesses choose to...

Florida Hospitality Insurance: Coverage

Florida Hospitality Insurance: CoverageBusiness owners in the hospitality industry require insurance specific to their needs. In nature, these types of businesses are exposed to risks other establishments may not face.Whether you are a new business owner stepping into the hospitality industry, or a veteran owner who has recently gone through...

Orlando Restaurant Insurance: Generational Conflict for Restaurants

Orlando Restaurant Insurance: Generational Conflict for Restaurants There is an unprecedented new dynamic in the workplace. Three generations- Baby Boomers, Generation X and Millenials, are all currently working together at the same time. Like any generation, the entrance of the millenials has thrown their older co-workers for a loop. This...

Florida Restaurant Insurance: Understanding Slip and Fall Injuries Part 1

Florida Restaurant Insurance: Understanding Slip and Fall Injuries Part 1 It’s nearly 6:30 in the evening; alcohol has already been spilled and a customer has already complained about an undercook rosemary chicken. Restaurants of all sizes are exposed to potential risks every minute. Some of these hazards are uncontrollable and...